Labour Accident or Occupation Disease incurs:

• During working time, at working site even in overtime required by Employer
• Out of working site when the employee is performing the duty at the request of the Employer
• On the way to and from the working site

Enterprises/ Constructors buy for:

• Your Factory's Employees
• Your Construction's Employees 

Compensate for Labor Accident or Occupation Disease which happens during the Period of Insurance to the Insured Person.

Coverage A:

   1. Death or Permanent Total Disablement (81% or above)

   2. Partial Permanent Disablement

Coverage B:

   Medical Expenses for treatment

Coverage C:

   Loss of Salary during Medical Treatment

* For compulsory policies, comply with Law (coverage, ratting tariff)

Rating

Depended on the Insured's:

• Insured Person Activity
• Total number of insured persons
• Claim history

• Proposal Form
• List of insured employees