Business Interruption Insurance (Loss of Profit Following Property products)

Interest Insured
  • Gross Profit
  • Net Profit
  • Revenue
  • Rent Receivable
  • Insured Standing Charges 
Who Needs To Buy
  •  Manufacturing Factory
  • Office Building
  • Resident Building
  • Department store, Trading Center, Market, Supermarket
  • Warehouse
  • Hotels, Restaurant
  • School
  • Hospital
  • Cinema, Thearter, Theme park, Zoo...
  • Musium, Library, Excibition hall, Bookstore....
  • Stadium, Hall, Event center
  • Airport, Train station, Metro station...

And who required to buy Compulsory Fire and Explosion Insurance

Scope Of Cover/ Insured Perils Covering to Financial Loss resulting from interruption of or interference with the business, and caused by loss, damage, or destruction to real or personal property by a peril insured against the Property Damage under Property Insurance Policy

Depended on the Insured's:

  • Business activity 
  • Operation Structure
  • Risk Management
  • Loss History
  • Deductible  
  • Period of Indemnity 
  • Reserve facilities and spare parts
  • Financial Report 
  • Market Condition
Requested Document
  • Proposal Form/ Application Form
  • Detailed specification for the Sum Insured (which costs are insured)
  • Business License / Investment License
  • A statement of profit and loss / a statement of manufacturing cost / Balance sheet (for BI loss calculation)
  • Loan/ Leased/ Mortgage contract(s)