• Manufacturing Factories
• Office and Office Buildings
• Resident Buildings
• Department stores
• Trading Centers
• Hotels, Restaurants"

To indemnify the Insured against all sums which the Insured shall become legally liable to pay by way of compensation in respect of:

1. Bodily injury and property damage liability

    1.1 - Bodily injury to or illness or disease to Third Party

    1.2 - Property Damage to Third Party

2. Personal and Advertising injury liability

    All sums that the insured becomes legally obligated to pay as damages because of ""personal injury"" or ""advertising injury"" 

3. Medical Payments

    Pay medical expenses as described below for ""bodily injury"" caused by an accident
arising from the Insured’s Business and occurring during the Period of Insurance"

Rating

Depended on the Insured's:

• Business activity 
• Geographical 
• Loss History
• Deductible